June 7, 2026 · 11:57 AM
The 3% Card Trap: Your Foreign Transaction Fee
Most credit cards charge 3% on foreign purchases — and the fee hits online orders too. A $3,000 trip quietly costs $90 more, showing up on your statement 30 days later.
Most credit cards charge 3% on foreign purchases — and the fee hits online orders too. A $3,000 trip quietly costs $90 more, showing up on your statement 30 days later.
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